Just starting out and want the security of a low fixed rate for one
year before switching to a variable rate?
Our introductory interest rate is fixed for one year before returning
to our low variable interest rate. This not only saves you money on
interest for the first year of your loan while you settle in to paying
off your new home, but also gives you the financial security of knowing
what your repayments will be for a whole year.
Features and benefits
- A low capped rate for the first 12 months*
- No annual fee
- No account keeping fees
- 100% offset account attached
- Ability to make additional repayments
- Redraw available with no minimum redraw amount
- Available for owner occupied or investment purposes
- Maximum LVR of 80% (or 95% with Lenders Mortgage Insurance)
- Weekly, fortnightly or monthly repayment options
- Maximum loan term of 30 years
View our current home loan interest
rates and fees
and charges
Compare all of our home loan features Visit
our Q&A section on home loans Find
out about the First Home Owners Boost
Why choose Community First for your home loan?
When you take out a home loan and become a Member of Community First,
you will be eligible for a Member
Allowance which rewards you, for the more business you have with
Community First. It's our way of helping our Members minimise or even
avoid paying fees and charges.
For example, if you take out a $100,000 mortgage, we will grant you
$27 worth of free transactions per month on your Community First
transaction account, should you choose to have one. Additional rebates
can be gained by Members when they hold further products such as credit
cards and insurance
policies.
Apply now
The quickest and easiest way to apply online. It will only take you
approximately 10 minutes provided you have all the information you need
handy.
|